FillMonth
FillMonth · Guides
Dividend calendar 2027: how dates work by month
Planning dividend income for 2027? Exact 2027 dates mostly don't exist yet — companies declare them a payment at a time. What you can plan around are the rules for ex-dividend dates and the typical patterns companies repeat each year.
Not financial advice. FillMonth is an educational tool. Nothing here is a recommendation to buy or sell any security. Past dividends may not continue; verify current data and consider a licensed professional.
The four dates behind every dividend
- Declaration date — the company announces the amount, record date and payable date.
- Record date — you must be on the company's books as a shareholder on this date.
- Ex-dividend date — set from the record date under exchange rules. Per the SEC's Investor.gov, for stocks it is usually the record date itself (or one business day before if the record date isn't a business day). Buy on or after the ex-date and the seller gets that dividend; buy before it and you do.
- Payable date — when cash actually reaches brokerage accounts. It can be days or weeks after the ex-date, sometimes in the next calendar month.
Special cases exist: when a dividend is 25% or more of the stock's value, the ex-date is deferred until one business day after payment (Investor.gov). Source: Investor.gov — Ex-Dividend Dates.
Typical patterns by month (not 2027 dates)
Companies have not announced their 2027 dividend dates yet, and most declare only one payment at a time. So instead of inventing dates, here are the typical patterns seen in FillMonth's trailing-12-month dataset (as of 2026-10-15). Monthly payers such as O, MAIN, JEPI and BND show up in every month on top of these.
| Month | What usually happens |
|---|---|
| January | Many quarterly payers on the Jan/Apr/Jul/Oct cycle go ex-dividend. Some funds also pay year-end distributions declared in December that land in January. |
| February | The Feb/May/Aug/Nov cycle — familiar names in our dataset include JNJ, XOM, CVX, MSFT and AAPL. |
| March | The Mar/Jun/Sep/Dec cycle begins — KO, PEP, HD and ETFs such as SCHD and VYM follow this pattern in our dataset. |
| April | Jan/Apr/Jul/Oct payers again (in our dataset: PG, T, VZ, ABBV). |
| May | Feb/May/Aug/Nov payers again. |
| June | Mar/Jun/Sep/Dec payers again; many ETFs make a quarterly distribution near quarter-end. |
| July | Jan/Apr/Jul/Oct payers again. |
| August | Feb/May/Aug/Nov payers again. |
| September | Mar/Jun/Sep/Dec payers again. |
| October | Jan/Apr/Jul/Oct payers again. |
| November | Feb/May/Aug/Nov payers again. |
| December | Mar/Jun/Sep/Dec payers again; many funds also make annual capital-gain or extra distributions, and some companies announce special dividends near year-end. |
Schedules can shift by a few days or a whole month, and companies can change, cut, or suspend dividends at any time. Always confirm the declared dates with the company or your broker.
Why your calendar may look different from your broker's
FillMonth places each payment in the month of its ex-dividend date. A dividend that goes ex on March 30 might be paid in April, so your broker may show it a month later. Over a full year the totals line up; the month-by-month shape can differ slightly.
Build your own 2027 dividend calendar
Enter your holdings in the free FillMonth calendar. It projects the next 12 months by assuming each holding repeats its last 12 months of dividends, so it shows your likely 2027 shape, including thin months, without pretending to know future declarations. Learn more in what is a dividend calendar?