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Dividend calendar by month: building a portfolio that pays every month

Most U.S. dividend stocks pay four times a year, on one of three quarterly cycles. Knowing which cycle each holding is on is the key to building a portfolio that pays something every month. Below: every month of the year and the quarterly payers in FillMonth's dataset that went ex-dividend in it. Source: Yahoo Finance dividend history via yfinance, trailing 12 months of ex-dividend events, data as of 2026-10-23.

Not financial advice. FillMonth is an educational tool. Nothing here is a recommendation to buy or sell any security. Past distributions may not continue; verify current data with the issuer and consider a licensed professional.

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The three quarterly cycles

Own one quarterly payer from each cycle and you get at least one ex-dividend event every month. Add monthly or weekly payers (133 in the dataset; see the monthly and weekly lists) and every month gets something regardless of cycle.

Quarterly, semiannual and annual payers by ex-dividend month

Monthly and weekly payers are left out because they appear in every month.

MonthCountTickers (ex-dividend in this month, last 12 months)
January25ABBV, ABT, BMY, CAT, CL, CLX, COST, CPB, CSCO, EPD, GD, GIS, JPM, LOW, MA, MS, NNN, PFE, PG, PNC, SYY, T, TXN, USA, VZ
February38AAPL, ADM, AEP, AMGN, BX, C, CVX, D, DUK, ED, EMR, ENB, ET, HSY, HTGC, IBM, JNJ, KMI, MMM, MPLX, MSFT, NEE, NSC, OHI, OKE, RTX, SBUX, SJM, SO, TFC, TGT, UNP, UPS, V, WEC, WELL, WFC, XOM
March56ADP, ARCC, ARE, AVGO, BAC, BLK, BTI, CCI, DE, DGRO, DLR, DVY, EXC, FDVV, GILD, GS, HD, IDV, ITW, KHC, KMB, KO, LMT, MCD, MDT, MO, MRK, NKE, NLY, NOBL, PEP, PLD, PM, PPL, PSA, QCOM, SCHD, SCHY, SDY, SLG, SPG, SPYD, STAG, TRP, USB, VICI, VIG, VIGI, VNQ, VTR, VXUS, VYM, WMB, WMT, WPC, XEL
April23ABBV, ABT, AMT, BMY, CAT, CL, CLX, CPB, CSCO, EPD, GD, GIS, JPM, LOW, MA, MS, NNN, PG, PNC, SYY, T, USA, VZ
May41AAPL, ADM, AEP, AMGN, BX, C, COST, CVX, D, DUK, ED, EMR, ENB, ET, HSY, HTGC, IBM, JNJ, KMI, MMM, MPLX, MSFT, NSC, OHI, OKE, PFE, RTX, SBUX, SJM, SO, TFC, TGT, TXN, UNP, UPS, V, WEC, WELL, WFC, WMT, XOM
June56ADP, AMT, ARCC, ARE, AVGO, BAC, BLK, CCI, DE, DGRO, DLR, DVY, EXC, FDVV, GILD, GS, HD, IDV, ITW, KHC, KMB, KO, LMT, MCD, MDT, MO, MRK, NEE, NKE, NLY, NOBL, PEP, PLD, PM, PPL, PSA, QCOM, SCHD, SCHY, SDY, SLG, SPG, SPYD, STAG, TRP, USB, VICI, VIG, VIGI, VNQ, VTR, VXUS, VYM, WMB, WPC, XEL
July25ABBV, ABT, BMY, BTI, CAT, CL, COST, CPB, CSCO, EPD, GD, GIS, JPM, LOW, MA, MS, NNN, PFE, PG, PNC, SYY, T, TXN, USA, VZ
August39AAPL, ADM, AEP, AMGN, BX, C, CLX, CVX, DUK, ED, EMR, ENB, ET, HSY, HTGC, IBM, JNJ, KMI, MMM, MPLX, MSFT, NEE, NSC, OHI, OKE, RTX, SBUX, SJM, SO, TFC, TGT, UNP, UPS, V, WEC, WELL, WFC, WMT, XOM
September55ADP, AMT, ARCC, ARE, AVGO, BAC, BLK, CCI, D, DE, DGRO, DLR, DVY, EXC, FDVV, GILD, GS, HD, IDV, ITW, KHC, KMB, KO, LMT, MCD, MDT, MO, MRK, NKE, NLY, NOBL, PEP, PLD, PPL, PSA, QCOM, SCHD, SCHY, SDY, SLG, SPG, SPYD, STAG, TRP, USB, VICI, VIG, VIGI, VNQ, VTR, VXUS, VYM, WMB, WPC, XEL
October27ABBV, ABT, BMY, BTI, CAT, CL, CLX, COST, CPB, CSCO, EPD, GD, GIS, JPM, LOW, MA, MS, NNN, PG, PM, PNC, SLG, STAG, SYY, T, TXN, VZ
November41AAPL, ADM, AEP, AMGN, BX, C, CVX, DUK, ED, EMR, ET, EXC, HSY, HTGC, IBM, JNJ, KHC, KMI, MMM, MPLX, MSFT, NEE, NSC, OHI, OKE, PFE, RTX, SBUX, SJM, SLG, SO, STAG, TFC, TGT, UPS, USA, V, WEC, WELL, WFC, XOM
December55ADP, AMT, ARCC, ARE, AVGO, BAC, BLK, BTI, CCI, D, DE, DGRO, DLR, DVY, FDVV, GILD, GS, HD, IDV, ITW, KMB, KO, LMT, MCD, MDT, MO, MRK, NKE, NLY, NOBL, PEP, PLD, PM, PPL, PSA, QCOM, SCHD, SCHY, SDY, SPG, SPYD, STAG, UNP, USB, VICI, VIG, VIGI, VNQ, VTR, VXUS, VYM, WMB, WMT, WPC, XEL

Worked example: finding the thin months

A sample portfolio of 10 SCHD, 50 O, 20 KO, 30 JEPI, using the same projection as the calendar (monthly payers × latest amount; quarterly payers in the month they went ex-dividend):

MonthEstimated dividends
Jan$23.83
Feb$23.83
Mar$37.00
Apr$23.83
May$23.83
Jun$36.96
Jul$23.83
Aug$23.83
Sep$37.10
Oct$23.83
Nov$23.83
Dec$36.81

Estimated total $338.51 a year, or $28.21 a month on average. No month falls more than 20% below the average. To even out a calendar like this, people look at the cycle that lands in the thin months — or at monthly payers, which add the same amount to every month. That is a description of the arithmetic, not a suggestion to buy anything.

Steps to fill your thin months

  1. Enter your holdings in the free calendar and note which months come up short.
  2. Check each holding's cycle on its ticker page (for example KO, JNJ, PG).
  3. Research payers whose ex-dates fall in your thin months — on fundamentals first, schedule second. A payout in the right month is worthless if the business or fund is a poor fit.
  4. Remember cash lands after the ex-date, sometimes in the following month.

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